Switch calculators if you know how much you can afford to pay each month and we'll work out how much you can borrow.
Switch calculators and we'll work out how much it will cost you each month.
The financial calculators on this website are intended only as guidelines. The results will only be useful if appropriate inputs are used. The calculators may provide projections of uncertain future outcomes. Actual future values will be based on actual future experience and will differ from these projections. Before you take any action based on these calculations, we recommend that you seek sound financial advice from a registered financial adviser.
Whether its vehicle finance, a short-term loan or a home mortgage, this calculator will help you work out either your monthly repayments or how much money you can afford to take out on credit.
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Use this table find your interest rate:
|Interest rate on loan||Value to use in calculator|
|Prime less 0.5%||9%|
|Prime plus 0.5%||10%|
|Prime plus 1%||10.5%|
|Prime plus 1.5%||11%|
|Prime plus 2%||11.5%|
A suggested guideline for interest rates is as follows:
|Type of loan||Average interest rate|
|House mortgage||Prime to prime +2%|
|Vehicle finance||13% to 15%|
|Personal loan||20% to 30%|