Get to gold
Earning tier points is a key component of the Sanlam Reality programme. The more tier points you earn, the higher your tier status and the bigger your discounts on certain benefitsTier points are earned for the following membership options (when you are logged in): Reality Health, Reality Plus and Reality Core. Reality Club and Reality Access for Fedhealth members with a Money Saver card will also earn tier points.
Members can earn tier points in the following categories:
• Programme tier points are earned by updating and enhancing your programme experience
• Portfolio tier points are earned by having Sanlam Group products
• Wealth points are earned by completing wealth-related activities and calculators
• Managing your risk points are earned based on your qualifying products and the programme you have joined
Join Sanlam Reality
Earn points when you join Sanlam Reality.
Earn points when you upgrade your membership option.
Earn points by referring a friend to Sanlam Reality.
Sanlam Secure Services
Register on Sanlam Secure Services and earn a once-off 1 500 tier points.
Update Contact Details
Earn points for updating your contact details annually.
Earn tier points for downloading the Santam App, registering and linking your Santam policy.
Request Financial Planner Visit
Earn points for requesting a visit from a Sanlam financial planner.
Earn points for using the retirement calculator.
Earn points for using the savings calculator.
Earn points for completing your annual tax return via TaxTim.
Loan Repayment Calculator
Earn points for using the loan repayment calculator.
Vehicle Value Calculator
Earn tier points for completing the vehicle value calculator.
Home Contents Inventory Calculator
Earn tier points for completing the home contents inventory.
Building Value Calculator
Earn tier points for completing the building value calculator.
Income Tax Calculator
Earn points for using the income tax calculator.
Sanlam Online Will
Earn points for submitting a Sanlam Online Will.
Earn points by mastering financial content on Wealth Sense.
Earn points for mastering financial content on Wealth Sense.
Earn points for finding out more about your health and fitness.
Home Safety Questionnaire
Earn tier points for completing an online home safety questionnaire.
Earn points for doing a basic medical test.
Earn points for going to the gym.
Earn points for exercising in the great outdoors.
Annual Vehicle Inspection
Earn tier points for having your vehicle inspected annually (Santam clients only).
Vehicle Tracking Device
Earn tier points for having a tracking device fitted to your vehicle (Santam clients only).
Earn points for your financial products.