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Get to gold
Earning tier points is a key component of the Sanlam Reality programme. The more tier points you earn, the higher your tier status and the bigger your discounts on certain benefits. Tier points are earned for the following memberships options (when you are logged in): Reality Plus and Reality Core.
Members can earn tier points in the following 4 categories (the below points are based on single membership):
- Product and portfolio: Earn up to 25 000 points for holding financial products in the Sanlam Group and strategic partners.
- Managing your risk: Earn up to 30 000 points based on your qualifying products and the programme you have joined.
- Programme: Earn up to 8 500 points for updating and enhancing your programme experience.
- Online wealth: Earn up to 24 000 points by completing wealth-related activities and calculators
Earn Points
How Tiering Works
Start your journey and get to gold!
Online wealth
Vehicle Value Calculator
Earn tier points for completing the vehicle value calculator.
Programme
Sanlam Reality App
Earn tier points for downloading the App and signing in.
Programme
Join Sanlam Reality
Earn points when you join Sanlam Reality.
Programme
Upgrade Membership
Earn points when you upgrade your membership option.
Programme
Referral
Earn points by referring a friend to Sanlam Reality.
Programme
Sanlam Secure Services
Register on Sanlam Secure Services and earn a once-off 1 500 tier points.
Programme
Update contact details
Earn points for updating your contact details annually.
Programme
Santam App
Earn tier points for downloading the Santam App, registering and linking your Santam policy.
Online wealth
Request Financial Planner Visit
Earn points for requesting a visit from a Sanlam financial planner.
Online wealth
Retirement Calculator
Earn points for using the retirement calculator.
Online wealth
Savings Calculator
Earn points for using the savings calculator.
Online wealth
TaxTim
Earn points for completing your annual tax return via TaxTim.
Online wealth
Loan Repayment Calculator
Earn points for using the loan repayment calculator.
Online wealth
Home Contents Inventory Calculator
Earn tier points for completing the home contents inventory.
Online wealth
Building Value Calculator
Earn tier points for completing the building value calculator.
Online wealth
Income tax Calculator
Earn points for using the income tax calculator.
Online wealth
Financial Quizzes
Earn points by mastering financial content on Wealth Sense.
Online wealth
Financial Questionnaires
Earn points for mastering financial content on Wealth Sense.
Online wealth
Wellness Check
Earn points for finding out more about your health and fitness.
Online wealth
Home Safety Questionnaire
Earn tier points for completing an online home safety questionnaire.
Managing your risk
Basic Medical
Earn points for doing a basic medical test.
Managing your risk
Gym Attendance
Earn points for going to the gym.
Managing your risk
Outdoor Events
Earn points for exercising in the great outdoors.
Managing your risk
Annual Vehicle Inspection
Earn tier points for having your vehicle inspected annually (Santam clients only).
Managing your risk
Vehicle Tracking Device
Earn tier points for having a tracking device fitted to your vehicle (Santam clients only).
Products and portfolio
Product Portfolio
Earn points for your financial products.