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Benefits : Wealth

This benefit only applies to the Reality Plus membership options.

Reality Plus members qualify for discounts of up to 30% on risk benefits. The discount will also apply to the cash-back benefit if it was added onto the product. The discount applies to the first R3 000 of the premium of a life cover benefit and the first R1 500 of the premium of any other benefit.
The discount percentage is related to the status tier of the individual life insured (not the status tier of the plan holder or payment payer).
Sanlam Reality members are eligible for the discount on their risk product premiums if they: 1) take out a new Premier risk product using a debit order as payment mode; or 2) when they increase the total premium of an existing Premier policy paid by debit order, by at least 20% (either by increasing the cover, adding a new life insured or adding/changing their benefit features).
The Sanlam Reality discount only applies on benefit payments and not on the plan fee.
Stop order payment methods do not qualify for the Sanlam Reality discount.
It may take up to 10 working days after status tiers have been changed before the change will reflect on the monthly payments of the affected Premier risk product.
No back-dated premium adjustments will be handled.

Content on Wealth Sense is not, nor is it intended to be, advice in any nature, including financial or legal advice.
The content on Wealth Sense does not, nor is it intended to, replace or relieve you of the need to seek and obtain the services of a professional financial planner.
The financial calculators on Wealth Sense are intended only as guidelines. The results will only be useful if appropriate inputs are used. The calculators may provide projections of uncertain future outcomes. Actual future values will be based on actual future experience and will differ from these projections. Before you take any action based on these calculations, we recommend that you seek sound financial advice from a registered financial adviser.

Sanlam Reality members can sign up for any of the three TaxTim packages: Lite, Smart and Ultra. The Business package is not available to Sanlam Reality members.
Sanlam Reality members will earn 3 000 tier points for using TaxTim. The points are capped at 3 000 points per year for a Single membership option and 6 000 points per year for a Family membership option. Note: Reality Club members do not earn tier points.
Dependants on the Family membership options can also make use of the TaxTim service and earn tier points.
Sanlam Reality members who have already signed up for TaxTim, but have not made payment for the tax year in question, can select any applicable Sanlam Reality option for free.
Sanlam Reality cannot be held liable for any services provided by TaxTim. TaxTim provides a service directly between the service provider and the customer.

This benefit is available to Wealth Bonus Lifestyle and Wealth Bonus Lifestyle for Sanlam Corporate members

To view the Sanlam Credit Solutions terms and conditions, click here.

This benefit is available to Wealth Bonus Lifestyle for Sanlam Corporate members.

Members who apply for a Sanlam Online Will via the Sanlam Reality website will get free, secure Will storage at Sanlam.
Members will be responsible for their own Will courier costs if required.
Storage of existing Wills by Sanlam Reality members with Sanlam (i.e. those not created on sanlamreality.co.za/benefit/online-will) will remain for the member’s own cost.
If a member cancels his/her membership, the member will have to pay the safekeeping fees of the Will.