The Age of Confidence: Making sure you’re covered in all the right places

Published on 11th June, 2025 at 01:10 pm

In today’s rapidly changing landscape, businesses face the challenge of maintaining stability while navigating uncertainty. Sanlam offers a range of group risk solutions to support employees, allowing you to focus on your roles and personal growth without the fear of financial hardship. Sanlam’s Group Risk solutions are designed to give employees the confidence to face life’s uncertainties, ensuring you’re protected financially.

Our internal member data indicates that while 65 remains the official retirement age, most South Africans can’t afford to retire at this age. Most people will need to work an additional 15 years to achieve financial security in retirement. This 15-year gap represents a financial challenge and a fundamental shift in how we think about risk planning and employee benefits in South Africa.

This gap between expectation and reality presents significant challenges for individuals, businesses, and the broader economy. It also highlights the critical role that holistic benefits will play in shaping a more secure future for our workforce. The Age of Confidence presents an opportunity to rethink work, savings, and planning for life’s uncertainties – ensuring employees and their loved ones are supported when it matters most.

Watch the story of Lwandile, a market worker and a father who must show up and deliver in both of his roles. That’s why our group risk benefits are designed to protect employees – so life’s uncertainties don’t hold them back.

How Sanlam can cover you and your loved ones

Sanlam’s Group Risk products offer essential protection, giving you financial peace of mind in times of illness, injury, or death:

• Life & Funeral Cover: Provides financial security to loved ones in the event of an employee’s death, covering funeral expenses, outstanding debt, and living costs.
• Disability Cover: Ensures employees receive financial support if they can’t work due to illness or injury, helping them manage lifestyle changes and daily expenses during recovery.
• Income Protection: Guarantees continued income if employees are unable to work due to illness or injury, ensuring they can meet financial obligations while recovering.
• Critical Illness Cover: Offers a lump sum payment to employees diagnosed with serious conditions, helping cover medical expenses, rehabilitation, and lost income.

These solutions are aimed to make you feel secure, which in turn enables you to perform at your best and contribute to a positive, supportive work environment.

Tailored benefits for every stage of life

At Sanlam, we understand that confidence comes from more than financial security – it’s about offering flexibility in benefits. Our customisable group risk solutions allow businesses to provide tailored protection based on the specific needs and life stages of their employees. Whether it’s funeral benefits or more comprehensive cover, our flexible offerings ensure that employees are supported no matter where they are in their journey.

Creating a culture of trust and loyalty

Comprehensive group risk benefits do more than protect employees – they foster a sense of trust and loyalty within the organisation. Employees who feel their financial well-being is a priority are more likely to stay with their employer, leading to improved retention and job satisfaction. In today’s competitive job market, offering group risk benefits not only helps attract top talent but also demonstrates a long-term commitment to employees’ health, security, and overall success.

A confident future

As businesses look ahead, those that invest in employee protection will be better positioned to thrive. By partnering with Sanlam, companies can ensure their workforce is secure, allowing employees to stay focused, confident, and empowered. Prioritising group risk solutions creates a resilient workforce, capable of handling today’s challenges and tomorrow’s opportunities.

As we continue the conversation around the #AgeofConfidence, offering comprehensive protection is more than just a benefit – it’s a commitment to your employees’ happiness and long-term success.