Frequently Asked Questions : Vehicle Tracking Device

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Vehicle Tracking Device

Which approved tracking companies allow me to earn tier points?

  • Netstar
  • CTrack
  • Cartrack
  • Tracker

Can I earn tier points for a pre-installed tracking device with one of the approved tracking companies?

Yes, if it is a device with telematics or driving-behaviour monitoring capability.

What is a vehicle tracking device?

A vehicle tracking device is better known as a device with a telematics or driving behavior monitoring capability. A black box fitment or deep fit installation is required. This device has the ability to monitor various usage based behavior in order to give members tier points for said driving behaviour.

What is a vehicle driving score?

This is a score which is calculated using vehicle usage parameters which the Sanlam Group deems as important for the safety and security of the driver and vehicle. The vehicle usage parameters are:

  • The speed you drive at especially if this is above the speed limit
  • The time driving at night between 22:00 and 04:00
  • The way in which you accelerate and brake
  • The way you take corners

What if I have a deep installed tracking device with a telematics functionality that is switched off?

You will only earn 667 points per month (8 000 points per annum) for having the deep installed tracking device. You will not earn an additional potential 1000 points per month (12 000 per annum) for the vehicle driving score.

What vehicle driving score will I get if I have zero kilometres driven in a month with a vehicle that has a vehicle tracking device with telematics capability switched on?

You will earn a 1000 points as per the excellent category because you have not exposed either yourself or your vehicle to the risk of driving. You will also earn 667 points for having a deep installed tracking device.

What vehicle driving score will I get if I have two or more vehicles registered in my name?

You will receive the average of the total points for these vehicles which you own and that have a deep installed telematics device.

Will I get vehicle tracking tier points if I do NOT have a Santam policy as a single member or at least one Santam policy in a family membership?

No, you need a qualifying a Santam policy to qualify for these points.

Do I need a specific type of vehicle tracking device to earn points?

Yes, you need a deep fit installed vehicle tracking device with driving behaviour monitoring capability or a limited telematics capability. A vehicle tracking device that is purely based on Radio Frequency technology for the purposes of theft and recovery alone, will be excluded from earning tier points.

How is the vehicle driving score calculated?

The vehicle driving score is calculated based on parameters set for each tracking company that participates in the Sanlam Reality program.

How do I upgrade my vehicle tracking device to enable me to earn points for a vehicle driving score?

You need to contact your tracking company and enquire about their tracking services. Sanlam Reality will not be held liable for the type of device or the tracking services provided by your tracking company. The following tracking companies participate in the program:

  • Netstar
  • CTrack
  • Cartrack
  • Tracker

How do I install a vehicle tracking device?

Your tracking company will arrange for a deep installation of a suitable vehicle tracking device. Sanlam Reality will not be held liable for the type of device or the tracking services provided by your tracking company. The following tracking companies participate in the program:

  • Netstar
  • CTrack
  • Cartrack
  • Tracker

Which tracking companies participate in the tier points for vehicle tracking and driving score for Sanlam Reality customers with Santam products?

The following four tracking companies have been approved with the assistance of Santam:

  • Netstar
  • CTrack
  • Cartrack
  • Tracker

How do I know that Sanlam Reality is keeping my vehicle tracking information safely?

You have given Sanlam Reality permission to obtain personal information when you joined the Sanlam Reality programme. This allows Sanlam Reality to use specific data from strategic partners for the purpose of managing benefits, administering the program and allocating tier points.  Please review our Privacy Policy and Security terms and conditions on our website.

Will Santam use my tracking information to assess any potential vehicle claims or adjust my insurance premium?

No, Santam is not using tracking information shared with Sanlam Reality to assess your vehicle claims or adjust your insurance premium. Sanlam Reality is simply rewarding you for taking care of your vehicle and for safe diving behaviour by allocating tier points for a vehicle tracking device and score.

What happens if I cancel my Santam policy?

You will not earn telematics points in the month that your Santam policy has been cancelled or for any other month where your Santam policy was inactive.