Sanlam Gap Cover

With Sanlam Gap Cover, Sanlam Reality members have access to an additional special benefit. The hospital cash-back benefit will be paid out from the first day of hospitalisation, instead of the seventh day, as is standard practise.

As a Sanlam Gap Cover client, the product will cover the difference between what your medical aid pays and the rates charged by specialists for in-hospital procedures. In some cases, the cost for in-hospital procedures or outpatient treatment may exceed the base medical aid rate by five times. By taking out Sanlam Gap Cover, you ensure that you and your family aren’t left with a large excess amount to settle.

You can choose between two Sanlam Gap Cover options depending on your needs: the Comprehensive Gap Cover or the Standard Gap Cover. You have to be a member of a medical scheme to apply for Sanlam Gap Cover.

Find out more about Sanlam Gap Cover Apply for Sanlam Gap Cover

Note: Tier status does not apply to this benefit.

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