Terms and Conditions

Wealth Bonus Lifestyle

Wealth Bonus Lifestyle for MiWay

Personal use of benefits

  • Any benefit provided by, through, or on behalf of any Sanlam Reality partner (“partner”) or on the basis of your qualification for Wealth Bonus Lifestyle for MiWay is for your sole and exclusive personal use only and subject to your continued qualification.
  • Unless expressly provided for, you are not allowed to use, either directly or indirectly, or are entitled to access any Wealth Bonus Lifestyle for MiWay (“benefit”) for the use by any person other than yourself. In particular, you are not allowed to use, either directly or indirectly, any benefit in any way whatsoever for the benefit of any business you may operate or any agent, employee, subcontractor, client, or customer and the like of any such business or any of your business associates.
  • No person or entity is allowed to use, either directly or indirectly, or be entitled or authorised to use any benefit on the basis of any association of whatever nature to you.
  • Real Futures may, immediately, without notice and without incurring any liability whatsoever to you or to any third party, terminate your membership of Sanlam Reality and, where applicable, the membership of any person acting for or acting on behalf of you whenever any benefit is used by any person or entity not entitled to do so.

Own risk and indemnity

  • You fully understand and accept that the use of any of the benefits offered by any partner is undertaken at your and, where applicable an authorised person’s, own risk. You, on behalf of yourself, your executors, and aforesaid authorised persons, hereby indemnify and hold harmless Real Futures, Miway Insurance Ltd, each member of the Sanlam Group, and their respective officers, employees, and agents against all claims whatsoever that may arise in connection with any loss of or damage to the property of or death, disability, or injury to you or aforesaid authorised persons in the course of any use of the benefits.
  • You agree and confirm you have no claim, of whatever nature, against Real Futures, MiWay Insurance Ltd and each members of the Sanlam Group as may arise from use of the Wealth Bonus Lifestyle for MiWay benefits.

Programme communication

  • You have access to Wealth Bonus Lifestyle benefits because you hold a participating product with MiWay, which means you qualify for these benefits.
  • Sanlam Reality uses the contact details you provided to communicate with you. It is your responsibility to make sure that your contact details are current and valid. Sanlam Reality is not liable for any loss, of any nature, you may suffer because of your contact details not being current or valid.
  • You can contact Sanlam Reality on 0860 732 548/9 or email info@sanlamreality.co.za to update your contact details.