Frequently Asked Questions : Credit Report
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Credit Report
Which membership options qualify?
What is a credit report?
A credit report refers to a comprehensive record of an individual's credit history and financial behaviour. It includes information about loans, credit cards, payment history, outstanding debts, and other relevant financial data.
How can I access my Sanlam Credit Solutions credit report?
Visit www.sanlamreality.co.za/benefit/credit-report and follow the detailed step-by-step process.
What factors are considered when assessing my credit profile?
When assessing a credit profile, Sanlam Credit Solutions considers various factors, including your payment history, credit utilization, outstanding debts, length of credit history, types of credit accounts, and any previous defaults.
Can I improve my credit profile with Sanlam Credit Solutions?
Yes, you can improve your credit profile with Sanlam Credit Solutions. By making timely payments, reducing outstanding debts, and maintaining a responsible credit behavior, you can positively impact your credit profile over time.